FiscusUpload.
Choose a bank statement from your banking app. No bank credentials to share.
THE FINANCIAL PLATFORM FOR NIGERIAN BUSINESSES
Yourfinancial life,simplified.
Fiscus is a financial platform that helps Nigerian businesses handle their own finances, instead of paying a professional to do it. Upload a bank statement and see your money, your books and what you owe, each figure traced to where it came from. You make the final call.
THE FINANCIAL DOSSIER / 2026
ILLUSTRATION / 01
FISCUS / YOUR MONEYQ3 2026
Obi Engineering
Ltd
Money in₦18,400,000
Money out₦11,950,000
Profit₦6,450,000
VATNot due
Company taxApplies
NTAA §22 · NTA §56 · §202
PREPARED FOR YOU. SUBMITTED BY YOU.
01 / YOUR MONEY, CLEAR
You shouldn't need to pay someone to understand your own business.
Most owners can't say today whether they're making money, where it went, or what they owe. Finding out usually means waiting on someone else. Fiscus reads your bank statement the moment you upload it and gives you the answers yourself.
No bank login to hand over. Upload the statement you download from your banking app.
Follow one statement ↓3questionsEVERY OWNER ASKS
Am I making money?Books
Where did it go?Money
What do I owe?Tax
Answered from one upload.
02 / THE PROOFA number is only useful
A number is only useful
when you can open it.
Every figure leads back to the transaction it came from, and every tax figure to the section of law behind it. Tap one to see where it came from.
These sample figures show the kind of working Fiscus shows you. They are an illustration, not your business.
OBI ENGINEERING LTDEXAMPLE / Q3 2026
FROM YOUR STATEMENT / 3 MONTHS
₦18,400,000 in, less ₦11,950,000 out. Open either figure and you see the statement rows that make it up, down to the kobo.
NIGERIA TAX ACT 2025 / §56 · §202
Small companies pay 0% company tax, but the Act excludes professional-services firms from that exemption whatever their size. An engineering firm pays company tax, and Fiscus shows you the sections that say so.
NO BLACK BOX. NO SILENT SUBMISSION.YOU MAKE THE FINAL CALL.
03 / ONE STATEMENT, FOUR MOVESFrom statement
From statement
to a clear picture.
A clear path from raw banking activity to numbers you understand. The last step always belongs to you.
Read & verify.
Fiscus reads the transactions and checks them against the balance your bank printed.
Review.
See your books, where your money went, and what you owe, with the working behind each figure.
You decide.
Act on what you see. When a return is due, you file it on the NRS portal. Fiscus never signs or submits for you.
Fiscus prepares the figures and reminders. You review them and file your own return.
One upload.
Three things handled.
The same transactions show you your money, keep your books, and work out your tax. One record, three answers.
Know where
it is.
Every account you upload, read and checked against the balance your bank printed.
- Money in and money out, by month
- Where your money actually went
- All your accounts, in one place
Know where
you stand.
Your statements become organised books, each figure linked back to a real transaction.
- Books built from your statements
- Profit you can open and trace
- Records ready to share with a lender
Know what
you owe.
VAT and company tax, worked out only where the law applies to your business, with the section behind every figure.
- Only the taxes that apply to you
- A reminder before every deadline
- You file it yourself
04 / MEET BIBIAn assistant that
An assistant that
asks first.
BiBi answers from your own books. When your records can prove something, she doesn't ask. When they can't, she asks you once, instead of guessing, and remembers your answer.
The exchange shown here is an example of the product approach, not a live chat.B BIBI / FISCUSEXAMPLE CONVERSATION
How much did we make in September?
₦6,120,000 came in, from your statement. But your balance rose ₦4,500 between 3 and 4 September with no transaction shown. Was that money you earned, a transfer from your other account, or a refund? Until you tell me, I'll show September as ₦6,120,000 to ₦6,124,500.
IF THE RECORD CAN'T PROVE IT, SHE ASKS.
05 / THE LAW, IN THE OPEN
Read the source.
Fiscus points to the law behind its figures. These public documents are there for you to inspect for yourself.
Fiscus shows its working. You review it, and you file.
06 / YOUR DATAPrivate by design.
01 / YOUR KEY 02 / EVERY ACTION 03 / DIRECT UPLOAD 04 / YOUR EXIT
Private by design.
Accountable by record.
Encrypted records.
Your records are encrypted using a key tied to your organisation.
An audit trail.
Actions are recorded in a tamper-evident, hash-chained log.
No bank login.
You upload the statement yourself. Bank data does not pass through an outside aggregator.
Take it with you.
Export everything whenever you want. Your records leave with you.
ENCRYPTED IN TRANSIT AND AT REST / HANDLED UNDER THE NIGERIA DATA PROTECTION ACT 2023
07 / STRAIGHT ANSWERSGood questions.
Good questions.
Clear answers.
01Is Fiscus just for tax?
No. Tax is where most businesses start, because the law now requires it. Fiscus is your money, your books and your tax, in one place.
02Are the figures exact?
Yes, to the kobo, from what's on your statements. Where a fact only you know is missing, Fiscus shows a range until you answer. It never guesses.
03Does Fiscus file my tax return?
No. Fiscus works out the figures and shows the law behind them. You review them and file on the NRS portal yourself.
04What if I owe no tax?
Your records still matter, and a small company must still file. Fiscus shows you how the result was reached, so you can prove it.
05Can I still use an accountant?
Yes. Fiscus sits happily alongside an accountant, but you don't need one to understand your business or file your own return.
06Can Fiscus get me a loan?
No. Your records remain yours. You decide whether to share them with a lender.
07Does it need my bank password?
No. You upload a statement directly; no bank login is required.
08What does it cost?
₦4,500 per month for a business, with the first month free. Check the sign-up flow for current terms.
SIMPLE START
See your account options ₦4,500 / month.
For a business. First month free. Check sign-up for current terms.
READY WHEN YOU AREKnow your numbers.
Know your numbers.
Keep the final say.
Start with one statement. See your money, your books and what you owe. Then choose when to file.
Get started NO WAITLIST / YOU REVIEW BEFORE YOU SUBMIT